Get status

Last update: March 20, 2024

The get_status service allows you to know the status of financing/credit carried out by the customer.

Workflow

To better understand the mechanics of get status at Oney, here is a sequence diagram to understand the workflow

Get status service

It allows you to send a request to Oney system to know the progress of your credit file.

Case	status_code	status_label (FR)	status_label (EN)
Pending	PENDING	Dossier en cours d'étude	Waiting for Oney acceptance
Favorable	FAVORABLE	La demande de paiement est dans un état favorable pour financement.	Oney accepts the payment
Refused	REFUSED	Dossier refusé	Payment was refused
Aborted	ABORTED	Dossier abandonné	Payment in timeout
Funded	FUNDED	Dossier financé	Payment was funded
Cancelled	CANCELLED	Dossier annulé	Payment was cancelled

On Pending status_code, we add a sub status code to be able to give you more information about step of the payment

status_code	sub_status_code	Details
PENDING	WAITING_CUSTOMER_KYC	Credit file initialised, waiting customer fill the form and validate
PENDING	PRE_ACCEPTED	Customer filled the form and validated, waiting document upload
PENDING	WAITING_ONEY	Form of credit file validate by customer, waiting acceptation by Oney

Workflow of status

Sequence of status for Loans

Sequence of status for BNPL

Example

Response of the Get status

{
  "language_code": "FR",
  "purchase": {
    "status_code": "PENDING",
    "status_label": "La demande de paiement est en cours d'étude.",
    "sub_status_code": "WAITING_ONEY"
    "payment": {
      "payment_amount": 899.0
    }
  }
}